Is travel insurance worth the cost? Here are pros and cons to consider

For years, a lot of us looked at travel insurance as a waste of money, something we didn’t really need. But now, travel planning experts say things have changed.

Jenn Lee with Travel Planners International says, “Travel protection is not a ‘nice to have’ any longer. It’s a ‘must have’. There are so many moving parts in today’s travel.”

Now, there are a variety of things insurance will protect when it comes to your travel investment, like if you miss your flight or a connection if your flight is delayed, or your luggage or passport is lost, if your trip is canceled altogether, or even if you get hurt or sick, and it’ll prevent you from traveling.

The average cost for a policy is $271 according to travel insurance agency Square Mouth.

When it comes to deciding which insurance you should choose Lee says it depends on a few different factors, like how much your trip costs. If you’re spending a relatively small amount of money on travel – it’s probably not worth the most expensive insurance plan. It also depends on how long you’ll be there and if you’re traveling with children. It’s every parent’s worst nightmare to have a child get sick on the trip. But, should it happen, travel insurance can be a safety net for you and your budget.

Lee says, “We always tell our consumers, look at the investment that you’re

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Lake Mead discoveries fodder for sarcastic lawyer

(NewsNation) — Steven Parke is no novice when it comes to creative billboards, and now, the Las Vegas injury lawyer is using the low water levels in Lake Mead for inspiration.

Following up on his past hits featuring quotes from Mike Tyson, Vanilla Ice and Bruce Dickinson — yes, from “Saturday Night Live” — Parke’s new billboard reads: “Injured while searching for dead bodies at Lake Mead? Demand compensation.”

“The world as it is right now is depressing, we get bad news every day. So why not throw something up that’s going to make people either give them a chuckle, let them think about something, or what I thought would happen … no one would bother to read it,” Parke told mead-bodies-show-up-on-billboard/” data-type=”URL” data-id=”https://www.8newsnow.com/news/local-news/sign-of-the-times-lake-mead-bodies-show-up-on-billboard/”NewsNation affiliate KLAS. “But I guess I was wrong; people do read billboards.”

The billboard for Parke Injury Law Firm references the human remains that have been discovered in the reservoir this year since its water level has hit record lows. The western US is facing its worst drought in decades, and Lake Mead has been increasing drying up.

Earlier this week, more human remains were found in the reservoir, the fourth discovered since May. Local officials, including a dive team, were near the lake investigating.

Marc Sanson was at the lake when he saw authorities near the shoreline and recorded a video for his Youtube channel “The Other Me.”

He’s been documenting what he’s found at Lake Mead, which he told “NewsNation Prime” on Wednesday is a very dangerous place right now.

“You really have to be careful when you’re out there,” Sanson said. “When you get close to where the water used to be… the land right around those coves becomes quicksand.

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Kevin Federline’s Attorney Weighs in on Britney Spears’ Relationship With Her Sons

War of the words.

After Britney Spears‘ new husband Sam Asghari slammed Kevin Federline for speaking publicly about the pop star and their kids, Kevin’s lawyer shared his thoughts on the heated situation.

“Kevin understands Sam is Britney’s new husband. Sam is not going to take a position against Britney” attorney Mark Vincent Kaplan said in a video published by TMZ and captured outside Craig’s restaurant in West Hollywood on Aug. 7. “Sam really doesn’t know Kevin. He doesn’t know what is going on in Kevin’s household.”

As for Sam’s claim that the former backup dancer doesn’t work, the attorney said “that is just an attack that Kevin is not going to dignify with a response.”

“Kevin has been working throughout,” he continued. “And by the way, although this isn’t what he does to support himself there is no more involved job than raising six children including two that he has with Britney. That’s a full time job.”

E! News has reached out to Britney’s rep and attorney but hasn’t received a comment.

Most Shocking Claims From “Controlling Britney Spears”

The drama began over the weekend when Kevin—kevin-federlines-relationship-with-britney-spears-stands-15-years-after-split” data-ylk=”slk:who was married to Britney from 2004 to 2007″ class=”link “who was married to Britney from 2004 to 2007—broke his long silence on the subject of his ex and their kids. speaking to ITV News in a rare and soon-to-be televised interview, the 44-year-old made the bombshell allegation that Sean Preston Federline16, and Jayden James Federline15 “have decided they are not seeing her right now,” according to the Mail on Sundaywhich published excerpts.

George Pimentel/WireImage for Ogilvy Public Relations

“It’s been a few months since they’ve seen her,” Kevin explained of the boys’ relationship with Britney. “They made the decision not to go

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Senate GOP Blocks Insulin Price Cap For Private Insurance As Democrats Aim To Pass Economic Bill

Topline

The Senate has spent more than 12 hours debating amendments to the $430 billion Inflation Reduction Act, a landmark climate, tax and healthcare bill Democrats aim to pass Sunday afternoon using the Senate’s reconciliation rules, as Republicans continue to rail against the legislation and successfully removed an insulin price cap from the bill.

Key Facts

The Senate began voting on amendments late Saturday evening and continued working on the bill overnight, with Democrats quashing a series of amendments proposed by Republicans—as well as a handful proposed by Senator Bernie Sanders (I-Vt.).

A provision that would have capped insulin prices for private insurers at $35 a month was blocked by Republicans on Sunday, with 43 senators voting against the provision while 57 lawmakers—including 7 Republicans and every Democrat—voted to keep it, falling short of the 60 -vote threshold required for non-budget-related items.

Senator Patty Murray (D-Wash.) called the vote “shameful” and said it will force diabetic Americans “to continue rationing their insulin—putting their lives at risk.”

Republicans argued the insulin price cap did not fall under the rules for reconciliation bills, after Senate parliamentarian Elizabeth MacDonough said the provision did not relate to the federal budget (reconciliation bills must deal with budgetary legislation in order to bypass the 60-vote filibuster rule and pass with a simple majority vote).

A $35 insulin copay cap for Medicare patients remains in the bill for now.

What To Watch For

Senators are expected to continue the “vote-a-rama” through Sunday before holding a final vote on the bill and—if it passes—sending it to the House.

Key Background

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Alex Jones texted nude photo of his wife to Roger Stone

Conspiracy theorist Alex Jones sent conservative political operative and former Donald Trump adviser Roger Stone an “intimate photo” of his wife, the attorney representing families of Sandy Hook Elementary School massacre victims revealed, noting that he is element whether she gave consent to send the picture .

The alleged photo was mistakenly included in a cache of text messages and emails sent to the legal team that successfully sued Jones for defamation earlier this month, attorney Mark Bankston, the recipient of the leak, said on the progressive news commentary show the Young Turks this week.

In case you missed it: Alex Jones’ cellphone records mistakenly shared by attorney with Sandy Hook legal team, lawyer says

Bankston said he was concerned that Jones’ wife, Erika Wulff Jones, didn’t give her husband permission to send the photograph.

“I don’t know if it was consensual,” said Bankston, who recently won nearly $50 million in damages for the parents of a child killed in the 2012 school shooting, which for years Jones called a hoax.

“And if it wasn’t consensual, Mrs. Wulff-Jones should know about that, and there might be something that needs to be done about that,” Bankston said in the interview.

Mark Bankston, lawyer for Neil Heslin and Scarlett Lewis, asks Alex Jones questions about text messages during a trial at the Travis County Courthouse in Austin on Wednesday Aug. 3, 2022.

Briana Sanchez/Associated Press

Wulff-Jones told Insider on Tuesday that she was “unaware” her husband sent a nude photograph of her to Stone. She appeared uninterested in pursuing charges against her husband, Insider reported.

“I am upset that he took (the) privilege to send the image to someone without my knowledge,” Wulff-Jones, who married Jones in 2017, told Insider.

She added: “Honestly, I was unaware that this occurred. I’m

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Vijayawada man gets lifer for raping minor; Rs 5 lakh aid to boy- The New Indian Express

By Express News Service

VIJAYAWADA: The special court for POCSO-related cases in Machilipatnam has been sentenced to a man to life imprisonment for raping a minor boy on Wednesday. Judge Dr S Rajani also directed the district legal services authority (DLSA) to provide a compensation of Rs 5 lakh to the survivors.

According to Disha ACP VV Naidu, the incident happened on August 22, 2021 when the juvenile was visiting his relatives in Ibrahimpatnam for Rakhi. When the boy went outside to play, the accused Amaravati Tirupati Rao (32) lured the boy with chocolates and took him to an under-construction building.
Following a complaint from the boy’s parents, police registered a case under 377 of the IPC and section 5(M) r/w 6 of the POCSO act, and arrested Rao. The judge said the convict deserved no mercy, and sentenced him to rigorous imprisonment and slapped a fine of Rs 10,000 on him.

VIJAYAWADA: The special court for POCSO-related cases in Machilipatnam has been sentenced to a man to life imprisonment for raping a minor boy on Wednesday. Judge Dr S Rajani also directed the district legal services authority (DLSA) to provide a compensation of Rs 5 lakh to the survivors. According to Disha ACP VV Naidu, the incident happened on August 22, 2021 when the juvenile was visiting his relatives in Ibrahimpatnam for Rakhi. When the boy went outside to play, the accused Amaravati Tirupati Rao (32) lured the boy with chocolates and took him to an under-construction building. Following a complaint from the boy’s parents, police registered a case under 377 of the IPC and section 5(M) r/w 6 of the POCSO act, and arrested Rao. The judge said the convict deserved no mercy, and sentenced him to rigorous imprisonment and slapped a fine of Rs 10,000 on him.

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CT state police sergeant ‘sped off’ after crash

BROOKFIELD — The attorney representing a college student who was the victim in a hit-and-run crash says his client heard the tires peel out as the Dodge Charger sped away after totaling her Kia Optima.

The driver of the state-owned Charger — Connecticut State Police Sgt. Catherine Koeppel — was issued a misdemeanor summons for following too close and evading responsibility three days after the July 24 crash, state police said. She was released on a promise to appear this week in state Superior Court in Danbury. Koeppel was originally scheduled to appear Tuesday, but her court appearance has been pushed back to Friday.

“She was stopped at a red light, and she got rear-ended — twice — by the same person, who then sped off,” attorney Joseph Foti said in an interview with Hearst Connecticut Media, describing what happened to his client, a 20 -year-old New Milford college student.

Two weeks since the crash, state police have released few details about the incident. State police have not said where the off-duty Koeppel went following the crash, which occurred around 9:30 pm July 24 on Route 7 in Brookfield. State police have also not said why Koeppel left the scene without checking on the other driver.

The state police Public Information Office has declined to answer questions, citing an ongoing internal affairs investigation.

Koeppel, 36, is still reporting to work for desk duty, but her police powers have been suspended, state police said.

She could not be reached for comment and her attorney, Gene Zingaro, declined to comment.

State police said Koeppel and the driver of the car she is accused of hitting had “no apparent injury.”

However, Foti said his client was injured in the crash and is scheduled to start physical therapy for neck and

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Republicans nix insulin price caps on private insurance in blow to Democrats

WASHINGTON – Senate Democrats were able to keep the out-of-pocket price for most insulin at $35 per month through the Inflation Reduction Act they passed Sunday and sent on to the House. But millions of diabetics will still pay more after Republicans amended the measure to exclude private insurers.

The Senate parliamentarian decided on Sunday that the cap on private insurers was not in line with the rules of reconciliation, the budgetary process which allowed Democrats to pass the bill without Republican support in the evenly divided Senate.

Republicans pushed to limit the cap to Medicare only, a vote that required 60 senators to overcome. Seven Republicans sided with Democrats to keep the provision on private insurers in place, but it fell short – 57-43 – meaning the cap will not apply outside of Medicare assuming the House passes the bill.

Republicans who voted against the cap on private insurers argued the Senate should decide on the cap separate from the larger reconciliation bill, which includes a variety of measures on climate and taxation in addition to pharmaceutical pricing.

Insulin costs: $300 more for the same insulin: The Medicare rule that makes pump users pay more

Inflation Reduction Act: Senate OKs sweeping bill lowering drug prices and promoting clean energy, setting up major Biden win

The seven Republicans who voted to keep the cap on private insurers were Susan Collins of Maine, Cindy Hyde-Smith of Mississippi, Josh Hawley of Missouri, John Kennedy and Bill Cassidy of Louisiana and Lisa Murkowski and Dan Sullivan of Alaska.

While the cap for Medicare recipients is still a win Democrats have long pushed for, letting private insurers continue to decide what they charge is a setback for those in diabetic community advocating for across-the-bard price controls.

President Joe Biden called for the $35 cap

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CT judge ‘gravely concerned’ about leak in Alex Jones case

A Connecticut judge said on Wednesday that she was “gravely concerned” over the possible release of private medical records of several Sandy Hook family members by attorneys representing the conspiracy theorist Alex Jones.

Superior Court Judge Barbara Bellis of Waterbury ordered Norm Pattis, one of Jones’ many attorneys, to explain how, exactly, those medical records wound up in the hands of Jones’ attorney in Texas. Pattis is expected to explain what happened during a hearing that will likely take place next week, amid a series of lawsuits pitting Jones against the families he repeatedly defamed by claiming that the Sandy Hook massacre was a “hoax.”

Pattis must also explain what actions he and other attorneys representing Jones in his hometown of Austin took to protect the confidentiality of the records of several of the plaintiffs who are suing Jones, Bellis said.

The possibility that those records had been mishandled was revealed last week, when an attorney representing two Sandy Hook parents stunned a Texas courtroom by announcing that Jones’ attorneys had mistakenly sent a cache of documents to him that included medical records and the entire contents of Jones’ cellphone.

“I am clearly gravely concerned about what I have to hear in headlines on the news,” Bellis said during a remote hearing to discuss the matter on Wednesday. “It was never reported to me by counsel that there were any issues, but just what I read in the news.”

Pattis, a New Haven attorney, did not immediately respond to requests for comment on Wednesday following the hearing, where he was represented by attorney Wesley Mead.

Mead requested that any future hearings be held privately to protect Pattis from potential damage to his “reputation and character,” but Judge Bellis denied that request.

The hearing nominally occurred as part of a

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Custom & Advisory: What will the best legal service providers look like in 2025?

What will the best methods and processes to deliver high-quality legal services efficiently and effectively look like in three to five years from today?

This question was posed to me recently by a law firm, and answering it forced me to dig into all the insights and experience I had available. Fortunately, years of talent research conducted by Thomson Reuters among law firm partners has enabled us to explore cultural factors, retention trends, and engagement drivers to better address this question.

But where to start on a question like this? The obvious place: What do clients need and how well are law service providers positioned to deliver that?

Let’s move on to the big picture by way of another question:

When there is so little differentiation between firms, how can a firm stand out positively?

First, it is not impossible to differentiate your firm from your competitors, but it is harder than differentiating among brands, products, and services in other industries. Despite the advances and investments of many law firms, tech outfits, and other organizations in the alternative legal service provider or “new law” space, legal remains an essentially people-based product.

Indeed, the differentiation needs to come from what almost all firms are telling clients, which is some version of: We care about your business, today and in the future

The difference lies, of course, in how well firms bring this mantra to life. It requires this promise to be demonstrated at every touch point in the client experience authentically and consistently by everyone representing the firm. When that happens, that’s when a truly distinctive style or culture begins to emerge within the firm and more importantly, in the client’s mind.

Delivering on this promise, however, comes down to the free will and goodwill of the individual executive,

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