CT patients’ premiums should pay for dental health

The concept driving the much-needed reform is straightforward: dental patient premium dollars ought to be spent on patient care. The formal statement of purpose in proposed legislation at the State Capitol is succinct and unambiguous:  “To establish the same medical loss ratio for dental insurers as currently applies to medical insurers.”

The proposed legislation (HB 5813) would ensure that the percentage of consumers’ insurance premiums that are applied to patient care – and not bureaucratic and administrative overhead – would be no different for dental care than medical care.

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